Premier Super Thrifti Motor
Provides protection for the budget conscious who still require a significant level of cover. Insures against accidental loss, damage and liability for third-party damage caused by your vehicle.
Key benefits
Liability protection
Up to $100,000 for your legal liability for claims made against you for property damage as a result of accidents involving your vehicle, or any vehicle you’re using with the owner’s permission.
Salvage costs
If your vehicle is unfit to drive we’ll cover the reasonable cost of removing it to the nearest repairer or place of safety.
One event - one excess
If one event causes you to claim on two or more of your Tower policies, such as your house, contents and vehicle, you will only have to pay one excess.
Replacement vehicle
If you replace your vehicle or buy a new one, we’ll automatically cover the new or replacement vehicle for 30 days.
This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording.
Premier Thrifti Motor
A basic policy that covers you for damage to others’ property while still providing basic protection for you. Covers your vehicle against fire, theft or illegal conversion.
Key benefits
Liability protection
Up to $100,000 for your legal liability for claims made against you for property damage as a result of accidents involving your vehicle, or any vehicle you’re using with the owner’s permission.
Theft or fire
Offers cover for damage to your vehicle caused by fire, theft or illegal conversion.
One event - one excess
If one event causes you to claim on two or more of your Tower policies, such as your house, contents and vehicle, you will only have to pay one excess.
Damage by an uninsured vehicle
Up to $3,000 cover for repairs to your vehicle after it’s been damaged in an accident by an uninsured vehicle. This benefit is available if you identified the party that is at fault, the fault is proven to be more than 50% theirs and that their vehicle was uninsured.
This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.
Motor Owner's Liability
Entry-level cover suitable if you only want cover against liability for any damage to others’ property.
Key benefits
One event - one excess
If one event causes you to claim on two or more of your Tower policies, such as your house, contents and vehicle, you will only have to pay one excess.